Home
Posts

How To Apply For PAN Card Online And Offline?

How To Apply For PAN Card Online And Offline?
INDIAN GAMING NEWZ

Pan Card Apply Online: How To Apply For PAN Card Online And Offline?

A Permanent Account Number (PAN) is the cornerstone of financial identity in India. This 10-digit alphanumeric code, issued by the Income Tax Department, is mandatory for tax compliance, high-value transactions, and identity verification. Whether you’re a student, professional, NRI, or business entity, this 2,500-word guide provides everything you need to know about applying for a PAN card online and offline, avoiding common errors, and ensuring quick processing.  


1. Introduction to PAN Card

A PAN card serves as a universal financial identifier in India. It is indispensable for:  

  1. Filing Income Tax Returns (ITR). 
  2. Opening bank accounts or demat portfolios.  
  3. Purchasing property, vehicles, or jewelry exceeding ₹5 lakh.  
  4. Conducting stock market transactions.  
  5. Serving as valid proof of identity nationwide.  


The PAN system was introduced in 1972 under Section 139A of the Income Tax Act to combat tax evasion. Today, over 60 crore PAN cards have been issued, reflecting its critical role in India’s financial ecosystem.  


2. What is a PAN Card?

A PAN card displays the following details:  

  1. 10-digit alphanumeric code (e.g., ABCDE1234F).  
  2.  Cardholder’s name, father’s name (for individuals), and date of birth.  
  3.  Photograph and signature.  
  4.  QR code for digital verification.  

Structure of the PAN Number:  

  1.  First five characters: Letters (e.g., ABCDE).  
  2. Next four characters: Numbers (e.g., 1234).  
  3.  Last character: Letter (e.g., F).  


The PAN remains valid for life, even if you change your address or name.  


3. Benefits of a PAN Card

  1. Tax Compliance Mandatory for filing ITR, claiming refunds, and communicating with tax authorities.  
  2. Financial Transactions Required for Deposits over ₹50,000 in bank accounts.  
  3. Purchasing mutual funds or insurance policies.  
  4.   Property transactions exceeding ₹10 lakh.  
  5. Identity Proof Accepted by banks, employers, and government agencies.  
  6. Business Operations Essential for GST registration, company incorporation, and foreign transactions.  


4. PAN Card Eligibility Criteria  

Who Can Apply?

  • Indian Citizens: Individuals, HUFs, minors (through guardians), and businesses.  
  • NRIs & Foreign Nationals: Eligible via Form 49AA.  
  • Entities:Trusts, partnerships, LLPs, and NGOs.  

Mandatory Cases:  

  1. Annual income exceeding ₹2.5 lakh (₹3 lakh for seniors).  
  2. Business turnover over ₹5 lakh.  
  3. Import/export license holders.  


5. How to Apply for a PAN Card Online (Step-by-Step)


Method 1: Instant e-PAN via Aadhaar 

1. Visit the [Income Tax e-Filing Portal](https://incometax.gov.in).  

2. Click ‘Instant e-PAN’ under ‘Quick Links’.  

3. Enter your Aadhaar number and validate via OTP.  

4. Verify pre-filled details (name, DOB, address).  

5. Download the e-PAN (PDF format) within 10 minutes.  

Note:

  • Available only for individuals with Aadhaar-linked mobile numbers.  
  • Physical PAN card delivery costs extra (₹50 + GST).  


Method 2: NSDL Portal Application

1. Visit the [NSDL PAN Portal](https://www.onlineservices.nsdl.com).  

2. Select ‘New PAN’ and choose Form 49A (Indians) or 49AA (Foreigners).  

3. Fill in:  

  1.    Personal details (name, DOB, gender).  
  2.    Contact information (address, email, mobile).  
  3.    Aadhaar details (optional but recommended).  

4. Upload documents:  

  1.    Identity Proof: Aadhaar, Passport, Voter ID.  
  2.    Address Proof: Utility bill, bank statement.  
  3.    DOB Proof: Birth certificate, matriculation certificate.  

5. Pay fees:  

  1.    ₹93 (Indian address) via credit/debit card, UPI, or net banking.  
  2.    ₹864 (foreign address) via international payment gateways.  

6. Note the 15-digit acknowledgment number for tracking.  


Method 3: UTIITSL Portal Application  

1. Go to the [UTIITSL PAN Portal](https://www.pan.utiitsl.com).  

2. Select ‘Apply for New PAN Card’.  

3. Choose between physical PAN or e-PAN.  

4. Complete the form and upload documents.  

5. Pay fees and submit.  


Processing Time: 15–20 working days for physical PAN delivery.  


6. How to Apply for a PAN Card Offline  

1. Download Form 49A/49AA from the [NSDL](https://www.tin-nsdl.com) or [UTIITSL](https://www.utiitsl.com) website.  

2. Fill the Form: Use black ink and block letters. Avoid overwriting.  

3. Attach Documents: Two passport-sized photos, self-attested proofs.  

4. Submit at PAN Center: Locate the nearest center via the NSDL/UTIITSL portal.  

5. Pay Fees: ₹105 (cash/DD) for Indian addresses or ₹989 for foreign addresses.  


Note: Track your application status using the acknowledgment slip.  


7. PAN Card Fees & Charges (2024)  

  1. Online Application (e-PAN): ₹66 (no physical copy).  
  2. Physical PAN Delivery (India): ₹93 (NSDL) / ₹101 (UTIITSL).  
  3. Physical PAN Delivery (Foreign): ₹864 (NSDL) / ₹1,011 (UTIITSL).  
  4. Reprint for Lost PAN: ₹50 + GST.  


Payment Modes: 

• Credit/debit cards, NetBanking, UPI, Demand Draft.  


8. Documents Required for PAN Application 


For Individuals/HUF:

  • Identity Proof: Aadhaar, Passport, Driving License.  
  • Address Proof: Electricity bill, Rent agreement, Bank passbook.  
  • DOB Proof: Birth certificate, School leaving certificate.  


For Companies/LLPs: 

  •  Certificate of Incorporation.  
  •  Partnership deed.  
  •  Office address proof.  


For Foreign Nationals/NRIs:

  •  Passport copy.  
  •  PIO/OCI card.  
  •  Bank statement from the home country.  


9. How to Check PAN Card Application Status  

1. NSDL Tracking: 

  •    Visit [NSDL PAN Status](https://tin.tin.nsdl.com/pantan/StatusTrack.html).  
  •    Enter acknowledgment number and captcha.  

2. UTIITSL Tracking:  

  •    Visit [UTIITSL PAN Status](https://trackpan.utiitsl.com/PANONLINE/).  
  •     Enter application number and DOB.  


Delivery Timeline:  

  •  Metro cities: 10–12 days.  
  •  Non-metro areas: 15–20 days.  


10. Common PAN Application Mistakes & Solutions

Mistake 1: Name Discrepancies

  • Example: ‘Mohammad’ vs ‘Md’ in Aadhaar and PAN.  
  • Solution: Submit a name change affidavit with Form 49A.  

Mistake 2: Incorrect AO Code

  • How to Find AO Code: Use the [Income Tax Jurisdiction Finder](https://incometaxindia.gov.in).  


Mistake 3: Blurry Documents 

  • Requirement: Scanned copies in JPEG/PDF (500 KB max).  
  • Tool: Use [PAN Card Photo Resizer](https://PanCardPhotoResizer.in) for perfect sizing.  


11. Frequently Asked Questions (FAQs) 

Q1: Can I apply for PAN without Aadhaar? 

Yes, but Aadhaar-PAN linkage is mandatory for ITR filing under Section 139AA.  

Q2: How to correct father’s name on PAN?  

Submit Form 49A with a gazette notification or marriage certificate.  

Q3: Is PAN required for minors?  

Yes, for investments in their name (e.g., mutual funds).  

Q4: What if my PAN application is rejected?  

Re-apply after rectifying errors mentioned in the rejection letter.  

Q5: Can I hold multiple PAN cards?  

No. Multiple PANs attract a ₹10,000 penalty under Section 272B.  


12. Resizing Photo & Signature for PAN Application

Specifications:  

  1. Photo: 3.5 cm x 2.5 cm, white background.  
  2. Signature: 4 cm x 1.5 cm, black ink on white paper.  


Pro Tip: Use [PAN Card Photo Resizer](https://PanCardPhotoResizer.in) to auto-format images as per guidelines.  


13. Conclusion

Applying for a PAN card is a straightforward process if you follow the correct steps. Opt for the online method via NSDL/UTIITSL for faster processing, double-check all details before submission, and use the acknowledgment number to track your application. With this guide, you’re now equipped to obtain your PAN card effortlessly and avoid common pitfalls.  

Post a Comment